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I’d like to be able to tell you my review of Russ Dalbey’s “Winning in the Cash Flow Business” came from interviewing other people who had experiences with the program. Alas, I too saw his infomercial in the middle of the night, was unable to sleep, and, being temporarily jobless, thought “Cool! This sounds like a real opportunity! Russ is going to teach me the note business and I am going to learn to be successful just like all the people in his infomercial!” I truly regret not having gone back to bed instead of what I did next.

Instead, I made one of the worst spur of the moment business decisions I’d ever made! After I called to order, I was told the cost of the program was more then double what the infomercial said (apparently that was just the first payment, there would be 2 more) and I’d get a discount if I paid in full now- it was actually over 100$ including shipping! When I said “whoa, wait a minute” I was told pay up front and save a whole payment-it ended up costing me about 85 dollars with the “special discount”. I have heard people paying varied amounts, from just the first 39.95 payment- all the way up to 300 dollars for the initial investment. What you get are 3 little booklets,and a couple CDs and some extra “free fluff” reports that don’t even begin to cover the business in depth enough for you to succeed. That’s because most of the money they make is by trying to “coach” you to make sense of their woefully inadequate course of study.

Apparently, there is no END to the amount of money you can waste on this business. I got constant emails and calls (sometimes 8-10 calls A DAY to my cell phone!) asking me to participate in this or that offer to help me succeed…but I thought “isn’t that what I had already spent money on?!?” These “helpful offers” ranged from hundreds of dollars to THOUSANDS of dollars. After hours and hours and days and days of wasting my time trying to find notes WITHOUT spending thousands on advertising and additional “helpful programs” from Russ I came to the realization I had been taken by one of those too good to be true “get rich quick” scams. The most lucrative offer I got was to BUY a website from him to promote HIS cash flow business and he offered to pay 90$ per referral. Here is an actual quote from his email he sent me about that: “All I ask in return is that you tell your friends, family, neighbors-everyone you know, who you think can benefit from making extra money-to visit my Winning in the Cash Flow Business website.”

Wow. As if I would do that to my family and friends and neighbors! Try to get them to buy this awful program just to get 90$ from Russ. MY reputation, especially among those I care about, is worth more then that. The only person getting rich from this is Russ Dalbey. Please investigate this program if you are STILL interested- there’s no end to the angry, hurt and disappointed comments from people who bought this course.

In fact, some professional note brokers, have said that in many states you need special licensing to do what Russ says you can just do by getting his booklets. There is almost no truly usable material on free marketing included. The free ones are suggestions like contacting real estate agents, and hanging about in county courthouses searching for records of people who might have notes, then calling them out of the blue to ask questions about their possible need to sell. Big surprise, neither of these worked for me! Great time waster tho. If you want advice from Russ on how to do it, it’s gonna cost you. From what I’ve seen from people who spent in some cases alarming amounts of money for training, it was a dubious investment. I didn’t see ANY that said something like “After spending 3,000 dollars on that mentoring weekend, I came away richer, with a better grasp of what it takes to succeed in this business.”

In case you hadn’t guessed, I advise anyone looking for a genuine, informative home business opportunity, that has REAL mentoring (that doesn’t cost extra, but is part of the program), to look somewhere else. There are better programs out there that can help you make your dreams come true.

There ARE programs that want you to succeed because the whole program succeeds along with you, and because the people involved have integrity, not because they want to suck YOUR wallet dry.

Winning in the Cash Flow Business is not one of them.

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